Here's the important stuff:
When I initially work with clients, my aim is to say as little as possible. I want you to share your story, and I will probe with questions as needed. I want you to feel that you have a safe space to share the experiences you've had in life and with money, whether they are good or bad. I want to give you the freedom to explore what life will look like, knowing that I will be able to do the relevant analysis to tell you if it will be possible.
But most of all, I want to work with clients who trust our relationship and understand that they shape what it looks like, not the other way around.
Now here's the technical stuff......
My name is Dave Grant. I am a Certified Financial Planner (CFP) professional, a NAPFA Registered Financial Advisor and have been providing fee-only financial advice to clients since 2007. Having worked in fee-only firms of various sizes before starting my own firm in 2013, I have advised clients ranging from young professionals, oil executives to happily retired, blue-collar families.
In 2013, I launched my own financial planning practice called Finance for Teachers, Inc. with the purpose of serving K-12 educators in Illinois. Finance for Teachers is now a leading resource for assisting teachers with their personal finances, being used by approximately 100,000 educators each year. Wanting to open up my services to those not involved in the world of education and more towards those focused on having meaningful conversations surrounding retirement, I re-branded my firm into Retirement Matters, Inc. in 2016.
I am an advocate for providing financial advice using a fee-only model, which means I only get paid by my clients - not through product commissions or other means. I believe that everybody who needs financial advice should be able to receive it, not doubt the quality of advice they receive or be in doubt regarding the amount they are paying.
I am an internationally known planner specializing in how younger financial planners can excel in their career. I write a column for Financial Planning magazine, consult with financial planning technology companies, and have earned various awards for this work.
I live in Cary, work in Barrington, am married to a middle school Math teacher (Highland Middle School, Libertyville) and am a father to two boys. I'm a proud member of the Board of Directors for YMCA Camp Duncan in Fox Lake, IL and love serving as a mentor through Kids Hope USA. As a dual-citizen of the USA and UK, I am a chocolate connoisseur and think more milk in chocolate makes it taste better. I was devastated when Kraft bought Cadbury.
I Do What I Love
I have a passion for helping people with their financial lives. I find joy in walking pre-retirees through their final working years and watching them build confidence to tackle what comes next. I care more about understanding my client’s deepest concerns in their life and how they want their future to look, than the balance of their investment accounts.
Money Is Much More Than Numbers
With a background in psychology, I understand that money is about much more than numbers. With clients, I like to discuss their thoughts about money and how their life until this point might be impacting the decisions they make today. Only once this is understood do we discuss any financial strategies that will impact your future.
My Mission is to Help the People of “Chicago-land” Plan for Retirement
I am happy to call the Midwest home after emigrating from the UK more than a decade ago, and love working with the people in the suburbs of Chicago. I have lived in the Chicago suburbs since I graduated from University in England, and it has truly become home – but not so much that I have learned the names of the expressways, as I still use the numbers! In fact, I took all of the photos on this website during my own adventures.
When it comes to conversations, I like to carry them out in a “Midwest manner” – relaxed, cheerful and straight-to-the-point. I provide fee-only, impartial financial guidance, whether clients work with me on just one project or for many years – it’s all about what works for them. And hopefully, you.
Retirement Matters best serves clients who want to devote time to understanding how best to prepare for retirement, both emotionally and financially. This is typically an individual five years (or less) from retirement, have a household income of over $150,000, and be consistently saving to increase their net worth. A typical client will be excited about planning their next steps, looking forward to receiving financial guidance and implementing suggestions, and have saved diligently throughout their career.
We might be a good fit to work together if:
- You understand that you need assistance managing your finances and need the guidance of a professional.
- You want to transfer the burden of managing your finances to someone else so you can enjoy more time pursuing the things you enjoy.
- You are prepared to devote the time needed to having an impactful conversation about your financial life
As part of our Wealth Management services, we work with Anthony & Associates, LLC to assist clients in reviewing, planning and filing their tax returns.
Anthony & Associates, LLC located in Barrington, IL is a small, personal CPA firm focused on the tax and accounting needs of small businesses and individuals. They provide tax planning and compliance services, individual tax prep and filing, business formation, and book-keeping/payroll for small businesses.